Terms of Service

Last updated: January 2023

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the muvalu-deguya.sbs website (the "Service") operated by Muvalu & Deguya ("us", "we", or "our").

1. Acceptance of Terms

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.

2. Description of Service

Muvalu & Deguya provides document services including but not limited to:

Our services are provided by qualified professionals, but we are not a law firm and do not provide legal advice.

3. User Responsibilities

As a user of our Service, you agree to:

4. Document Processing

When you submit documents to us for processing:

5. Fees and Payment

Our fees for services are as published on our website or as quoted for specific projects. You agree to:

Payment is generally required in advance of service delivery. We accept payment by credit card, bank transfer, and other methods as specified on our website.

6. Refund Policy

Due to the customized nature of our services:

7. Intellectual Property

All content on our website and all document templates we provide are the intellectual property of Muvalu & Deguya or our licensors. You may not:

Documents you submit to us remain your property, and we claim no ownership rights over your original documents.

8. Confidentiality

We treat all client documents and information as confidential, subject to the following:

9. Limitation of Liability

To the maximum extent permitted by Singapore law, Muvalu & Deguya shall not be liable for:

Our total liability for any claim related to our services shall not exceed the fees you paid for the specific service in question.

10. Accuracy of Documents

While we strive for 100% accuracy in all document processing:

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of our services shall be resolved exclusively in the courts of Singapore.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

13. Contact Information

If you have any questions about these Terms, please contact us: